Finally feel secure with your money so you can save it, spend it and pay off debt WITH CONFIDENCE.

Over the revolving door of debt and never having “enough" savings?

Let's change it.

Budgets Don’t Create Financial Freedom.

  • You have tried tracking every penny and “budgeting” but you still feel stressed financially.

  • You want to end the revolving door of debt and stack your savings.

  • You don’t want to give up Starbucks or dinners out or vacations in order to achieve your money goals (and you don’t have to).

  • You’re sick of restricting a depriving yourself to try and get ahead.

  • You’ve been trying to pay down debt, or you’ve paid down some debt but you still feel like you can’t really get ahead.

  • You want a clear, simple plan for your money that works for you on autopilot.

Imagine…

  • Never going into overdraft again.

  • Feeling confident and in control of your spending.

  • Having all your bills automated and your goals on autopilot.

  • Having a clear, doable plan for your money that you actually follow.

  • Opening your bank account and feeling confident and secure.

Inside of my monthly membership we go BEYOND A BUDGET and you learn…

  1. How to Create a Confident Relationship with Money, so that you are in control of creating financial freedom starting now.

  2. How to Make an Intentional Plan For Your Money, so that you spend your money with confidence, stack your savings & payoff debt for good.

  3. Everything you need to FOLLOW through on your plan consistently so that you hit your money goals & have a bank account you’re proud of.

No GUILT. No SHAME. No RESTRICTIONS.

This program is about creating a secure relationship with your money so you SAVE IT, SPEND IT and PAY OFF DEBT with confidence.

One of my clients shares her experience automating her money plan and asking for (and getting) a raise.

She shares how she is confident in her debt pay off plan and how she’s enjoyed her money WHILE paying off debt.

Inside of Beyond a Budget we don’t just “budget”

I teach you…

HOW TO CREATE A CONFIDENT RELATIONSHIP WITH YOUR MONEY SO YOU CAN:

  • End impulse Spending

  • Neutralize your emotions with money

  • Spend money confidently without restrictions

  • Feel in control of your financial future

HOW TO CONSISTENTLY FOLLOW THROUGH ON YOUR PLAN SO:

  • You feel confident navigating money even when the unexpected happens

  • You know how to goal set, measure your progress and stay on track long term

  • You can make even more money, negotiate your salary with confidence

HOW TO MAKE A STRATEGIC PLAN FOR YOUR MONEY SO YOU CAN:

  • Go Beyond a Budget and have a long-term plan for your money

  • Maximize your savings without tracking every penny you spend

  • Pay off debt for GOOD

  • Automate all your bills and goals so you aren’t ever in overdraft again

How does the membership work?

  • Instant access to all of the Core Curriculum: The core curriculum consists of 30+ exclusive video trainings on topics like; creating money confidence, overcoming impulse spend, neutralizing your relationship with money, how to make a strategic money plan (without restrictions), how to properly set money goals so that you achieve them, negotiating a raise and MORE.

  • Bi-Weekly Group Coaching Calls: Come live and ask questions, get coaching and hear others ask questions about their money that you never even thought of (replays will be available).

  • Monthly Money Planning Meetups: We meet virtually as a group once a month and make a plan for your Money Plan together as a group. You’ll leave these calls every feeling confident and empowered in your plan going forward (replays will be available).

  • My signature Money Flow template that will allow you to make a simple, automated plan for your money with ZERO time tracking every penny you spend (unless you want to).

  • Access to the Beyond a Budget Private Member Portal: The portal hosts a community platform that will allow you to connect with others who are working on their relationship with money too. (Let's remove the taboo around money and truly feel confident embracing our finances together!)

  • Ask Mariah: Written community portal where you can get coaching, guidance and support every week in between the live calls.

  • BIGGER & BETTER Bonus Calls: Opportunity to unlock bonus call hosted by Mariah which will cover topics like career growth, home ownership, investing and more.

FAQs

  • Yes, you can cancel the next month anytime. You lose access to the entire program after your current month is over.

  • Due to the nature of the program, there are no refunds for any reason.

  • Yes! I host 3 calls (minimum) per month. Two will be focused on coaching on your money mindset and strategy. One of the live calls will be focused on creating your money plan and answering your questions.

  • There is no limit to the amount of people on the live coaching calls?

  • All of the live coaching calls will be uploaded into the portal where you can watch the replay. You will also have access to “ask Mariah” in the community page where I will respond to you with written or video coaching feedback to your questions.

  • I’ve been there. Money can feel taboo. Being part of this community is going to help your money confidence soar. You can listen in t others being coached live, ask questions in the chat during the live calls and I will asnwer it aloud, you can also get written coachng. I promise as you grow within the program, money will become easier to talk about!

  • Inside of the program there is a progress tracking system where you will submit you progress monthly. You are responsible for submitting your progress Once you reach 80% Money Confidence you’ll unlock a quarterly bonus call hosted by Mariah.

WHAT CLIENTS ARE SAYING:

  • Adrienne H.

    “Before coaching my goal was to focus on not using my credit cards and pay them off instead, take control of my spending, and feel confident in the process.

    Mariah’s Joyful Money Flow system has helped me gain control of my finances. I can look ahead, plan purchases, spending money on things FOR ME (like massages and vacations), while continuing to stick with my plan to save for future and pay off debt.

    My confidence has soared like an eagle, not only in my finances but the flow system has allowed me to grow in other areas of my life.

    Control was non essential before coaching. But now I have the confidence to take action. Before coaching I was controlled by fear. I’ve turned fear into confidence and feel more in control than ever.

    I won when I signed up for coaching with Money Coach Mariah. It’s been an absolute delight learning and growing in my finances.”

  • Ray

    “Money is something I can now control, instead of it controlling me and weighing me down. I am actually able to use my money as a tool. I feel way more freedom with my money now”

  • Becka

    I paid off $5000 of my debt. wow. I didn't think I could and I did.

    I feel relieved and I'm making new savings goals and plans to save more and pay off the rest!!

    I’m more motivated than ever before to pay down the amount I owe and officially be DONE paying! I see a light at the end of the tunnel and there was a time i didn’t think there would ever be a way for me!

    Financial freedom is something I can attain and I AM, one step at a time!

MORE CLIENT RESULTS:

  • Maria

    “My confidence is so much higher than ever. I feel like things are under control. I don't have a sense of panic around money or a stressful sense of burden. I make smart empowered decisions. I can talk about money more comfortably (with clients and my partner)”

  • Lori

    “I am much more confident i myself, my ability to get my finances in order andI feel secure in my future.

    I have gotten my credit score up, paid off debt AND I feel in control of my future.”

  • Rylee Morris

    “Working with Mariah was freeing. She’s honest and just isn’t talking about getting your finances in order. She actually gets to the route of why you’re fine. It’s all the way they are. She goes deeper and sets you up for long-term success.”

    “Now I'm going on vacation in 2 weeks, have a savings, have very little debt left, and I can even call her a good friend. Please reach out to Mariah if you're running in circles like I was"

I’m Mariah, your coach.

I started my debt pay off journey about 6 years ago with $60,000 of debt.

I tried budgets, restrictions, spreadsheets.. And even as some of my debt was paid down I still felt incredibly stressed and out of control with my money.

So I know exactly how you feel.

No amount of spreadsheets and no spend plans can really help you to create the financial freedom you want, because spreadsheets and budgets are JUST TOOLS.

They are only one step in the process of paying off debt, stacking your savings and feeling confident and in control of your money.

Money goes deeper. And It’s my honor to teach you how to create a confident relationship with your money AND a strategic plan that you actually know how to follow consistently.

MORE CLIENT RESULTS:

  • “Mariah helped me figure out what was holding me back and the steps to take action and calm all the drama happening in my head about it.”

    “Before (coaching with) Mariah I was spiraling in my head about my business. I was finding it difficult to move forward and take the next step.

    I’m a financial coach myself but when we say personal finance is personal, we really mean it. I wasn’t able to step outside my own brain and see what had to be done in my own situation because I was tying so many emotions to the decision-making process and catastrophizing all along the way.

    Mariah helped me figure out what was holding me back and the steps to take action and calm all the drama happening in my head about it. Today I am confidently moving forward in my business and feeling so grateful each day that Mariah helped me get over the hump when I was holding myself back.

    There are many people and factors that have helped me get to the place I am in right now but I truly believe Mariah is the reason I was able to pull the trigger and make the best decision for myself and my business. Thank you Mariah!”

    -Danielle Abbott

  • “I’ve been able to feel more calm and less anxious in stressful situations.

    Mariah has been my money coach for about 3 months now and working with her has been a game-changer.

    She personally really cares about her clients and helping them to reach their goals.

    Her approach is holistically focusing the emotional health that ties into money behavior.

    And from the training she has delivered, I’ve already been noticing a good amount of improvement in my quality of life. I.e. I’ve been able to make decisions from a healthier space than I had before. And this has helped me tremendously, like I’ve noticed my mental health improving a lot as well. I’ve been able to feel more calm and less anxious in stressful situations.

    I can’t wait to experience more discoveries as the months go by!

    -Melondy Rowe

  • "I have a firm understanding of my life and money situations and I am in control of how I feel about situations outside of myself.

    "Before coaching with Mariah, money was a HUGE stress for me and I didn’t have a firm control of my finances at all and I was extremely undecided of where I wanted to take myself professionally with a career. Since working together I feel in control of my finances, I have ease of mind when it comes to my work and it really was all tied together. The way that I carry myself and move through daily tasks and the way I move through life has improved, I have a different outlook.. Which has helped me to make better decisions. I was able to overcome my fear of taking that leap and overcome the fears of the “what if’s”.

    By overcoming my fears, I was able to leave the “secure” job and jump into the unknown with confidence. I landed a new job (for the better) which I really am happy with. Going through the entire process showed me how deeply you can really dive into my brain and pick things apart and really get to the root of it. I don't know of any other money coaches, but I am glad I was able to take this journey with Mariah. The way she broke down everything really helped someone like me (who can tend to overthink things).

    I have a firm understanding of my life and money situations and I am in control of how I feel about situations outside of myself. When first investing in coaching I had some fear about spending money, but now being on the other side I see the return in my quality of life. If you’re on the fence and are afraid or nervous to invest in coaching, just do it. No matter what, by investing in yourself it’s always worth it."

    -Jake Dickson

Is Beyond a Budget for you?